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It is probable that this will result in more medical jargon that the average man in the street will find difficult to understand - but perhaps that is preferable to what Mr Hawkins is going through. Mr Welch's court case must stand as a clear reminder to everybody that applications for insurance must always be totally accurate and completed in good faith. We recognise that in some cases this may still leave room for dispute (and Mr Welch's case may be an example), but if an applicant fails to complete the forms accurately, they are taking the great risk and any claim they make could be rejected. Rightly or wrongly, the newspapers have a history of giving the insurance companies a hard time, casting them as heartless big business. This serves to reinforce the public's feeling that insurance companies are devious and not to be trusted - especially it seems, in respect of critical illness insurance. This view is reinforced by the fact that around 20-25% of critical illness claims are rejected (although this rejection rate does vary between insurers). This issue is something that insurers must come to grips with û it's bad for clients and undermines confidence in insurance - and that must be bad for the development of the insurance industry. In fact to put no finer point on it, it's a tragedy. As many as 1 in 6 women and 1 in 5 men will be diagnosed with a critical illness before their normal retirement age*. As such, critical illness insurance is vastly important for the protection of family finances. The problems we have highlighted are obviously contributing to a situation where almost everybody needs critical illness insurance, but fewer and fewer of us are taking it up. (* Source: Munich Re.) Title: Critical Illness Insurance Do you really need it? Or is it a waste of time? Word Count: 759 Summary: There is a 1 in 5 chance that a man will suffer a long-term critical illness before his normal retirement age. So why isnÆt critical illness insurance more popular? This article investigates the reasons and reinforces the importance of this form of insurance. Keywords: critical, illness, good, deal, need, waste, time, insurance, policy Article Body: GREAT NEWS! There's now a one in five chance of you winning the lottery before you retire. Getting excited? Think it's just a matter of time before you win? Think again, it's not going to happen - but it got you thinking! Now think of the same odds but this time about bad news. There is a 1 in 5 chance

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Marilia Vaz Hair Color, Body Shape, Family Members, Father, Mother, Brother, Sister, Marriage and Affairs

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